Enhanced Vehicle Protection (PKCW) bundles three high-value coverages: Alloy Wheel Cosmetic Rim Protection, Paintless Dent Repair (PDR), and Key Replacement with 24-Hour Roadside Assistance — delivered with a zero deductible.
Bundled Contract
Cosmetic Rim • Paintless Dent Repair • Key Replacement & 24-Hour Roadside — one simple plan.
Coverage Highlights
Alloy Wheel Cosmetic Rim
Repair of OEM/aftermarket alloy wheel cosmetic damage on machined, brushed, or painted surfaces (e.g., curb scrapes and minor scratches).
Paintless Dent Repair (PDR)
Removes minor dents/dings from painted exterior sheet-metal without sanding or repainting — preserving the factory finish.
Key Replacement + 24-Hour Roadside
Replacement using like-kind and quality up to the manufacturer’s MSRP; program includes 24-hour roadside assistance. (Two keys required at purchase.)
Zero Deductible
No out-of-pocket costs on approved claims.
Terms
Available terms up to 84 months (7 years maximum if no term is indicated at enrollment).
Coverage begins on the Plan Purchase/Applied Date shown on your agreement.
If no coverage term is selected, the vehicle is enrolled for the maximum eligible term (not to exceed 7 years).
Claims
Prior authorization is required before any repair. Submit online or call (877) 484-6222. After approval, follow up and complete within 60 days. Emergency after-hours repairs may qualify with next-business-day notice and documentation.
Eligibility & Definitions
Eligible wheels include OEM and aftermarket alloy; excluded vehicle makes are listed in the contract. PDR is defined as non-repaint repair by trained technicians.
Administration & Insurance
Obligor/Service Contract Provider: North American Auto Care. Obligations are fully insured by Old Republic Insurance Company (see contract for details and state-specific amendments).
What’s Not Covered (Click to view)
- Alloy Wheel Cosmetic Rim: abnormal wear from misalignment/suspension; bent/dented wheels; chrome wheels; wheel covers/hub caps; off-road damage.
- PDR: pre-existing/collision damage; broken/chipped paint; damage on creases/edges or where tool access is limited (e.g., double metal/roof bracing); damage not fully repairable by PDR.
- Key Replacement & Roadside: replacements without prior authorization; manufacturer-covered keys (recalls/TSBs); costs covered by other warranties; keys for vehicles not listed on the contract; consequential losses.
Refer to the Service Contract for full terms and state-specific amendments.